When do i pay stamp duty

In this article. Buy-to-let and second home stamp duty rates Buy-to-let stamp duty calculator Do I have to pay the stamp duty surcharge? Buy-to-let and second home stamp duty rates The table below shows the usual buy-to-let stamp duty rates in England and Northern Ireland. When do I have to pay buy-to-let stamp duty? What counts as a 'main residence' for stamp duty purposes? Your 'main residence' is the place that you and your family spend most of your time living in.

Married couples are seen as one person for stamp duty purposes. What happens if I inherit a property? What if I want to buy a home that has a 'granny flat' or annex? What happens with paying stamp duty as a limited company?

There are no stamp duty exemptions when purchasing a buy-to-let property as a limited company. Calculate mortgage costs. Use these calculators to see if you're financially ready to buy. How much can I borrow: mortgage calculator Mortgage repayment calculator Stamp duty calculator. All 11 calculators. Compare mortgages. See the latest mortgage deals on Which? Money Compare. Moving Home Mortgages. Make your money go further. Find the best deals, avoid scams and protect your savings and investments.

Join Which? Continue reading. LBTT: stamp duty in Scotland. Land Transaction Tax: stamp duty in Wales. Stamp duty calculator. All 4 articles in guide. How much can you borrow when taking out a mortgage? How is coronavirus affecting house prices? Related guides in Which? In Insurance. Home insurance explained. What is home insurance? How to find cheap home insurance Contents insurance explained. All 8 guides. There are special rules if you own property with someone else or already own a property outside England, Wales and Northern Ireland.

To claim a refund, write to HMRC and explain why the sale took longer than 36 months. Check the rules on who has to pay the surcharge, when you do not have to pay, and if you can claim relief. There are different SDLT rules and rate calculations for:.

Check what you need to do. To help us improve GOV. It will take only 2 minutes to fill in. Cookies on GOV. UK We use some essential cookies to make this website work. Accept additional cookies Reject additional cookies View cookies. Hide this message. Home Housing and local services Owning and renting a property. There were different thresholds for residential properties from 8 July to 30 September How much you pay depends on whether the land or property is residential use or non-residential or mixed-use.

Find out how to work out the consideration if your situation is complicated. If they do not do this for you, you can file a return and pay the tax yourself. There are certain situations where you do not need to send a return. You may be charged penalties and interest if you do not file your return and make your payment within 14 days of completion.

Check what you need to do. To help us improve GOV. It will take only 2 minutes to fill in. Cookies on GOV.